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Mortgage Document Checklist

A guide to the documents Israeli banks may require. The exact list varies by bank and application.

Preparing your documentation in advance can significantly speed up the mortgage application process. The documents required depend on your residency status, employment type and the property you are purchasing.

The list below is a general guide. The exact list varies by bank and application — we will provide a tailored checklist after your initial assessment.

Israeli Salaried Applicants

  • Israeli ID
  • ID appendix
  • Recent payslips
  • Bank statements
  • Employment confirmation
  • Evidence of deposit
  • Existing loan statements
  • Purchase agreement, when available

Self-Employed Applicants

  • Tax assessments
  • Accountant-prepared information
  • Business statements
  • VAT reporting
  • Personal bank statements
  • Company documents
  • Income confirmation

Olim and Returning Residents

  • Teudat Oleh, where applicable
  • Passport
  • Israeli ID, where issued
  • Overseas payslips
  • Employment contract
  • Tax returns
  • Foreign bank statements
  • Proof of overseas assets
  • Evidence of funds transferred to Israel

Foreign Residents

  • Passport
  • Proof of overseas address
  • Tax returns
  • Payslips or business accounts
  • Bank statements
  • Source of wealth
  • Source of funds
  • Israeli property documents
  • Power of attorney, where relevant

Do not send sensitive documents through normal email. We provide secure document upload for identification, payslips, bank statements, tax documents and property documents.

Check Your Documentation

Start a mortgage assessment and we will provide a tailored document checklist for your circumstances.

Start Your Mortgage Assessment
Israel Mortgages

Specialist English-language guidance for Israeli mortgages. We help Israeli residents, olim, returning residents and overseas buyers understand, prepare and navigate mortgage applications with Israeli banks.

Israeli Mortgages.
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Fee Disclosure: Israel Mortgages charges a professional fee for mortgage advisory and arrangement services. The fee is payable upon successful completion of your mortgage. We work with Israeli banks and authorised non-bank lenders. Full fee details are discussed and agreed with each client before any work commences.

General Disclaimer: IsraelMortgages.com provides general mortgage information, eligibility assessments, application preparation and mortgage support services. Information on this website does not constitute a binding mortgage offer, legal advice, tax advice, investment advice or a guarantee that finance will be approved. Mortgage availability, loan-to-value, interest rates, repayment tracks and lending terms depend on the applicant's circumstances, residency status, income, credit profile, the property, the bank's valuation and the lender's underwriting requirements. Approval in principle (ishur ekroni) is conditional and does not guarantee final approval or release of mortgage funds. Interest rates and repayments may change, particularly where a mortgage includes variable-rate, Prime-linked, foreign-currency or index-linked components. Clients should obtain independent legal and tax advice before entering into a property transaction or mortgage commitment. Legal, tax, valuation and insurance services are provided by appropriately qualified third-party professionals where required.

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